Saving 40% of Our Income! (Retirement, Emergency Fund, Mortgage)

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***THIS IS NOT TELLING YOU WHAT YOU SHOULD DO*** Personal finance is personal. There are basic things we should all be doing (spending less than you make, minimize personal debt, set up some sort of emergency fund, putting aside money for the future). But how you approach it and which parts you prioritize will depend on your situation. This is just what we do for our personal situation and why we do it :)

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